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The Dark Side of BNPL in Africa: Regulation, Defaults, and the Path to Sustainability
African Fintech
The Dark Side of BNPL in Africa: Regulation, Defaults, and the Path to Sustainability
A commercial forecast put Africa’s BNPL market at $5.34 billion in 2025, but LipaLater’s collapse, repayment stress, and regulatory gaps expose a sector growing faster than its guardrails can keep up. Here’s what comes next.
O Oscar Mwangi · Sep 18, 2026
Fincart and the Rise of Merchant-Facing Fintech in Egypt and Beyond
African Fintech
Fincart and the Rise of Merchant-Facing Fintech in Egypt and Beyond
Fincart's AI-powered merchant operating system combines logistics, CoD reconciliation, and embedded finance for 450+ Egyptian e-commerce sellers. Here's how merchant-facing fintech is reshaping SME operations across Africa.
O Oscar Mwangi · Sep 11, 2026
Moniepoint’s Kenya Gambit: How a Nigerian Unicorn Is Cracking East Africa
African Fintech
Moniepoint’s Kenya Gambit: How a Nigerian Unicorn Is Cracking East Africa
Moniepoint acquired a 78% stake in Sumac Microfinance Bank to enter the Kenyan market. Here is what the Nigerian unicorn is betting on and where the playbook might break.
O Oscar Mwangi · Aug 21, 2026
African Fintech vs Global Giants: What Makes It Different?
African Fintech
African Fintech vs Global Giants: What Makes It Different?
African fintech isn't a smaller version of Silicon Valley fintech. Here's what makes it structurally, commercially, and technically different and why it matters.
O Oscar Mwangi · Jul 17, 2026
Solving the Intra-Africa Trade Problem: Top Cross-Border Payment Gateways
African Fintech
Solving the Intra-Africa Trade Problem: Top Cross-Border Payment Gateways
Intra-African trade is slowed by fragmented currencies and costly cross-border corridors. Here’s how PAPSS, Flutterwave, and leading payment gateways are changing payments across Africa.
O Oscar Mwangi · Jul 3, 2026
M-Pesa and Beyond: The Evolution of Mobile Money in Africa
African Fintech
M-Pesa and Beyond: The Evolution of Mobile Money in Africa
From M-Pesa's 2007 launch to API-driven payment gateways, here's the complete story of mobile money in Africa: its history, impact, and what comes next.
O Oscar Mwangi · Jun 17, 2026
The African Fintech Ecosystem: A 2026 Guide to Hubs, Funding, and Infrastructure
African Fintech
The African Fintech Ecosystem: A 2026 Guide to Hubs, Funding, and Infrastructure
The African fintech ecosystem in 2026: Big Four hubs, VC funding trends, B2B infrastructure plays, embedded finance, and what investors need to know right now.
O Oscar Mwangi · May 25, 2026
DTB Wearables: Kenya’s First Banking-Backed NFC Devices and the Future of Cashless Payments
African Fintech
DTB Wearables: Kenya’s First Banking-Backed NFC Devices and the Future of Cashless Payments
DTB Wearables are Kenya's first NFC payment devices backed by banking. Here's how they work, what they cost, and what they mean for cashless payments in Africa.
O Oscar Mwangi · May 8, 2026
Digital Lending in Nigeria: How It Works and What Borrowers Should Know
African Fintech
Digital Lending in Nigeria: How It Works and What Borrowers Should Know
Digital lending in Nigeria is booming, but it comes with real risks. Here's your complete guide to the platforms, regulations, and what to watch out for.
O Oscar Mwangi · May 8, 2026
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